Korean Car Insurance: One Choice Can Cost Millions
Most expats don’t realize this until after an accident.
In Korea, there are two types of personal injury coverage in car insurance:
자기신체사고 (Personal Injury)
✔ Cheaper
❌ Medical bills limited
❌ Compensation reduced by fault
❌ No lost income or pain & suffering
자동차상해 (Automobile Injury)
✔ Full medical expenses (actual cost)
✔ Covers lost income & pain and suffering
✔ Even if you are partly at fault
The premium difference is small.
The compensation difference can be millions of won.
If you’re an expat, long-term resident, or driving with family,
자동차상해 is strongly recommended.
This infographic explains the difference at a glance
(If you have questions, feel free to message me.)
Drive safe.
Insure smart.
Hashtags
#KoreanCarInsurance
#ExpatLifeKorea
#DrivingInKorea
#AutomobileInjury
#PersonalInjuryInsurance
#InsuranceTips
#LiveSafeKorea
#SamsungExpatInsurance








